Most contractors don’t just need bookkeeping. They need to uncover financial blind spots and make confident, strategic decisions.
That’s been my mission for over 20 years. Now, it’s more accessible than ever.
👉 www.LifoLedger.com
Fractional CFO Services for Construction and Inventory-Driven Businesses
The website is new, but the expertise behind it runs deep.
A Long Road, a New Label
When my daughter was born, I got my start in construction finance through QuickBooks. At the time, contractors were one of its largest user groups. I had the good fortune to meet Diane Gilson, CPA, at a QuickBooks conference and to learn from her directly.
Diane literally wrote the heaviest book on QuickBooks for Contractors. I know because I used to lug it around to job sites! (She just released her second book on Amazon—weightless this time. What a difference 20 years makes.)
Early on, I realized my largest clients, contractors, needed more than after-the-fact bookkeeping. Many growing contractors were looking for ways to strategically control their costs, from change orders and progress billing to retention and WIP tracking, but had outgrown the limits of QuickBooks.
That’s when I became certified in MasterBuilder (now Sage 100 Contractor), one of the most comprehensive construction accounting systems available at the time.
That experience sharpened my focus on helping contractors take control of:
✅ Job costs
✅ Internal processes
✅ Financial direction
✅ And ultimately—their business
And as the tools evolved, so did my role.
I was one of the earliest adopters of Rightworks (then Right Networks), strategically recommending remote QuickBooks access for multi-location contractors… long before cloud accounting was the norm.
The biggest blind spot? Not knowing better tools existed. But even the best software can’t replace sound financial guidance.
The Role Was Always CFO—Now It Has a Name
Today, “Fractional CFO” is a trending title, but I’ve been doing the work for years.
In fact, I was providing CFO-level insight and leadership for one of Michigan’s largest homebuilders before that title ever became mainstream. Now, even the AICPA is updating its standards to reflect advisory services of this nature.
What I Bring to the Table
Whether it’s growth planning, job margin visibility, or cash flow forecasting, the work I do focuses on:
✅ Financial clarity
✅ Strategic guidance
✅ A partner who meets you where you are—not where your books “should” be
This isn’t about compliance; rather, it’s about financial leadership. That’s why I earned my CMA (Certified Management Accountant) early in my career.
While most people know the CPA as the standard for external financial compliance, the CMA is built for professionals working inside a business—focused on profitability, systems, and strategic decision-making.
That mindset has shaped my entire approach, and even inspired the names of two companies I’ve built.
What’s Changed? Technology.
Thanks to modern tools like Zoom, Slack, AI, and bookkeeping automation, construction businesses can now access CFO-level insight without hiring a full-time CFO.
And that’s what LifoLedger is built to deliver.
Who It’s For
Fractional CFO services aren’t for everyone.
Typically, businesses see the greatest impact once they pass $5M in annual revenue. But if your company is growing and financial decisions are getting heavier, now may be the perfect time for strategic clarity and guidance.
🔗 www.LifoLedger.com
Let me know what resonates.
And if you’re ready to talk about what’s next for your business, I’d love to connect.